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2BR Home in Oakland , CA
About This Property
Seller-Financed Wrap | Move-In Ready Oakland Home Welcome to 1245 90th Avenue — a fully renovated single-family home offering modern comfort, thoughtful design, and unbeatable convenience. Located within walking distance to groceries, restaurants, schools, bus lines, and just minutes from BART — ideal for Bay Area commuters. The home features brand-new flooring, a modern kitchen with stainless-steel appliances, updated bathrooms, fresh paint, lighting, and fixtures throughout. Truly turn-key. Creative Financing Available – Real Sale with Title Transfer This is not rent-to-own and not subject-to. TERMS AT A GLANCE Purchase Price: $615,000 Total Cash to Close: Contact for details Contact for details EMD within 3 days (credited at closing) Seller-Finance Wrap Loan: Contact for details Interest Rate: 7.5% fixed Amortization: 30 years Estimated Payment: ~Contact for details/month HOW IT WORKS Seller carries financing via a wraparound existing financing in place Buyer takes title at closing and makes monthly payments directly to seller. Seller continues servicing the existing underlying loan. Buyer is responsible for taxes, insurance, and maintenance. WHY THIS WORKS ✔ Own the home now ✔ Avoid traditional bank underwriting ✔ Refinance later when ready IDEAL BUYER ✔ Strong cash position ✔ Self-employed or non-W2 income ✔ Credit improving or bank-frictioned ✔ Long-term homeowner mindset Not for bargain hunters or low-down buyers. IMPORTANT NOTES Seller financing via wrap (not assumable) Due-on-sale clause disclosed Proof of funds required Serious buyers only
Features & Highlights
Financing Details
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