3BR Home in Crystal Beach , TX

About This Property

💰 STR OPPORTUNITY | CRYSTAL BEACH, TX Subject-To deal with a 3.75% interest rate! | Down Payment: Contact for details +TC +CC (includes cash to seller and assignment) | Fully Furnished Bolivar Peninsula STR CONTRACT FOR ASSIGNMENT 🏷️ Property Details County: Galveston County — Bolivar Peninsula, coastal windstorm & designated flood zone Condition: Fully furnished, turn-key — sold with all furnishings, appliances, linens, and STR equipment Use: Short-term/vacation rental — business purpose, non-owner-occupied ━━━━━━━━━━━━━━━━━━━━━━━━━━ ✅ Deal Highlights / Key Terms Structure: Subject-To Wraparound Note mirrors existing loan exactly Total Purchase Price: $662,390.67 (includes cash to seller and assignment) down payment Fee (Cash to Close): Contact for details +TC +CC includes cash to seller and assignment) Interest Rate: 3.75% (fixed, mirrors existing loan) Monthly Payment: Contact for details (principal, interest, taxes & insurance) Current debt ~ 502,390.67 Note Maturity: 5 years from closing, with up to 5 one-year extensions (seller's sole discretion) Closing Timeline: 3 weeks from assignment Furnishings: Included at no additional cost Additional Terms Assignment: (seller's 72-hour approval of received assigned due diligence items which include- proof of funds screenshot of balance to close plus 3 months of payments, credit report screenshot, entity formation docs Buyer must deposit and maintain 3 months of payments in servicing reserve account EMD 5k within 24-48 hours of assignment Buyer to set up 3rd party loan servicing post closing ━━━━━━━━━━━━━━━━━━━━━━━━━━ 📊 STR Past Performance 2024 Gross Income (accommodation + cleaning): Contact for details Mar 2025 – Dec 2026 Gross Revenue (incl. forward bookings): Contact for details Booked primarily through Airbnb, with a small VRBO share; approx. $5K/year in additional off-platform income not reflected above. ━━━━━━━━━━━━━━━━━━━━━━━━━━ 📂 What's Included / Process Assignment package required: proof of funds, credit report screenshot, entity formation docs, Ce-Out Guaranty from any principal holding 25%+ ownership Seller has 72 hours to approve or deny a submitted assignee ━━━━━━━━━━━━━━━━━━━━━━━━━━ 🧮 Numbers at a Glance Total Purchase Price: $662,390.67 down payment Fee (Cash at COE): Contact for details Wraparound Note Balance: Contact for details Interest Rate: 3.75% Monthly Payment: Contact for details Term: 5 years (with up to 5 more 1 year extensions available if unable to refinance. seller must approve) ━━━━━━━━━━━━━━━━━━━━━━━━━━ 🧠 Why a Creative Finance Deal — A creative finance deal is structurally better than what you can secure through a traditional bank loan today. Conventional financing currently requires 20-25% down with market rates around 7%. This opportunity gets you into the asset for a fraction of that Down Payment: Contact for details at a fixed 3.75% rate — terms no bank is offering right now. There's also a significant Year 1 tax advantage available on this specific asset. With a cost segregation study, a qualifying portion of the property can be reclassified into shorter depreciation schedules and taken as 100% bonus depreciation in Year 1. Combined with material participation in the short-term rental activity (the "STR loophole"), this depreciation can offset active income — not just passive rental income — creating a substantial paper loss in the first year alongside real itself isn't something you wait for the deal structure to hand you — it's something you create. That comes from amenity optimization, listing optimization, design improvements, professional photography, active revenue management, and an operator who has mastered all of these levers. This is how revenue gets driven in today's short-term rental climate — the financing and tax structure get you in the door on favorable terms; the operations are what make the asset perform. ━━━━━━━━━━━━━━━━━━━━━━━━━━ 🧮 Bonus Depreciation & STR Loophole — Year 1 Estimate Total Purchase Price: $662,390.67 Land Allocation (15%, non-depreciable): Contact for details Depreciable Basis (85%): Contact for details Cost Segregation — Bonus-Eligible Portion (~30% of basis): Contact for details Bonus Depreciation Rate (2026): 100% Year 1 Bonus Depreciation Deduction: Contact for details Estimated Tax Savings at 32% combined rate: ~Contact for details Estimated Tax Savings at 37% combined rate: ~Contact for details Requires a cost segregation study and material participation in the STR activity to offset active income. Figures are illustrative estimates only — please consult your CPA. ━━━━━━━━━━━━━━━━━━━━━━━━━━ 📞 Let's Talk Brayton Furlong STRUCTURED.™ (786) 322-3646 structureddeal.com ━━━━━━━━━━━━━━━━━━━━━━━━━━ ⚠️ Disclaimer Buyer is responsible for conducting its own due diligence on this property prior to entering any agreement. Income and occupancy figures are historical/projected and not guaranteed. Tax and depreciation figures are illustrative estimates only and not tax advice — consult your CPA. STRUCTURED. holds a legally executed and assignable purchase contract on this property. Do not contact the seller or listing agent directly. This opportunity is available only through assignment of the existing contract. © 2026 STRUCTURED. All rights reserved.

Features & Highlights