4BR Home in Gatlinburg , TN

About This Property

Gatlinburg Cabin Opportunity — Take Over a 5.275% Fixed-Rate Loan A rare opportunity to acquire a Gatlinburg cabin using subject-to existing financing instead of starting over with today’s higher-cost debt. This time-sensitive creative-finance opportunity gives a qualified buyer a path to control a mountain-market property with an existing fixed-rate loan and a meaningful head start on the financing structure. Whether your plan is a personal mountain retreat, long-term hold, value-add project, or a rental strategy local rules and buyer due diligence, this property offers a compelling alternative to a traditional cash purchase or new conventional financing. High-level details Purchase price: $990,000 Creative structure: existing financing + seller financing Approximate existing loan balance: Contact for details Existing interest rate: 5.275% fixed Approximate monthly Contact for details Buyer down payment funds: Approximately Contact for details final lender-required reinstatement and settlement statement Earnest money deposit: Contact for details Target closing: On or before October 16, 2026, or sooner Deed transfer: Buyer receives deed at closing, the existing financing Seller financing: Offered - submit your terms that work for you Buyer qualification: Verifiable proof of funds and a complete sources-and-uses proposal required Buyer’s down payment funds will be used to satisfy lender-required reinstatement, agreed broker compensation, closing/title expenses, and any seller consideration as reflected on the final settlement statement. The existing loan is not represented as lender-assumable; buyer is acquiring title the existing loan and must independently evaluate all loan terms, due-on-sale provisions, property condition, insurance, title, permitted uses, and local rental/STR requirements. This is a serious buyer only opportunity. Buyers should be prepared to move quickly, submit proof of funds, and work through a Tennessee title/escrow closing process. Any funds required to reinstate the existing financing will be paid directly through closing to the lender or its designated party. Information is believed reliable but is not guaranteed. All figures, loan terms, reinstatement requirements, property information, and closing requirements are seller approval, lender verification, title review, and buyer’s independent due diligence. More photos upon request.

Features & Highlights