Owner Financed Homes in Arizona

No credit check required. Browse properties in Phoenix, Tucson, Mesa and across Arizona with low down payments and flexible terms.

15 properties available in Arizona

3BR Home in Phoenix — Owner Financed
Owner FinancedNo Credit Check
$465,000$2,316/mo

3BR Home in Phoenix — Owner Financed

Phoenix, Arizona
3 BD2 BA1,389 sqft
$42,000 down · $2,316/mo · 8% rateView Details →
2BR Home in Sun Lakes — Cash
Cash PurchaseNo Credit Check
$265,000Cash Only

2BR Home in Sun Lakes — Cash

Sun Lakes, Arizona
2 BD2 BA1,344 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Phoenix — Subject To
Subject ToNo Credit Check
$488,000$2,572/mo

3BR Home in Phoenix — Subject To

Phoenix, Arizona
3 BD2 BA1,064 sqft
$48,000 down · $2,572/mo · 8% rateView Details →
3BR Home in Glendale — Subject To
Subject ToNo Credit Check
$516,000$2,025/mo

3BR Home in Glendale — Subject To

Glendale, Arizona
3 BD2 BA1,820 sqft
$110,722 down · $2,025/mo · 8% rateView Details →
4BR Home in San Tan Valley — Subject To
Subject ToNo Credit Check
$479,000$2,304/mo

4BR Home in San Tan Valley — Subject To

San Tan Valley, Arizona
4 BD2 BA1,587 sqft
$51,500 down · $2,304/mo · 8% rateView Details →
2BR Home in Tucson — Owner Financed
Owner FinancedNo Credit Check
$385,000$1,158/mo

2BR Home in Tucson — Owner Financed

Tucson, Arizona
2 BD1 BA1,017 sqft
$47,500 down · $1,158/mo · 8% rateView Details →
3BR Home in Buckeye — Cash
Cash PurchaseNo Credit Check
$488,000Cash Only

3BR Home in Buckeye — Cash

Buckeye, Arizona
3 BD2 BA1,232 sqft
Cash Purchase — No FinancingView Details →
4BR Home in Surprise — Cash
Cash PurchaseNo Credit Check
$707,362Cash Only

4BR Home in Surprise — Cash

Surprise, Arizona
4 BD3 BA2,751 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Surprise — Subject To
Subject ToNo Credit Check
$464,000$2,715/mo

3BR Home in Surprise — Subject To

Surprise, Arizona
3 BD2 BA1,062 sqft
$39,999 down · $2,715/mo · 8% rateView Details →
4BR Home in Scottsdale — Owner Financed
Owner FinancedNo Credit Check
$833,015$3,778/mo

4BR Home in Scottsdale — Owner Financed

Scottsdale, Arizona
4 BD2 BA1,316 sqft
$71,990 down · $3,778/mo · 8% rateView Details →
6BR Home in Tucson — Owner Financed
Owner FinancedNo Credit Check
$660,000$3,312/mo

6BR Home in Tucson — Owner Financed

Tucson, Arizona
6 BD4 BA2,460 sqft
$64,000 down · $3,312/mo · 8% rateView Details →
3BR Home in Gold Canyon — Owner Financed
Owner FinancedNo Credit Check
$549,900

3BR Home in Gold Canyon — Owner Financed

Gold Canyon, Arizona
3 BD2 BA1,926 sqft
$0 down · 8% rateView Details →
3BR Home in Phoenix — Owner Financed
Owner FinancedNo Credit Check
$444,400$2,377/mo

3BR Home in Phoenix — Owner Financed

Phoenix, Arizona
3 BD2 BA1,090 sqft
$35,000 down · $2,377/mo · 8% rateView Details →
3BR Home in Apache Junction — Owner Financed
Owner FinancedNo Credit Check
$459,900$2,549/mo

3BR Home in Apache Junction — Owner Financed

Apache Junction, Arizona
3 BD2 BA2,260 sqft
$35,000 down · $2,549/mo · 8% rateView Details →
4BR Home in Maricopa — Subject To
Subject ToNo Credit Check
$434,985$2,144/mo

4BR Home in Maricopa — Subject To

Maricopa, Arizona
4 BD3 BA1,912 sqft
$37,500 down · $2,144/mo · 8% rateView Details →

Buying a Home in Arizona with Owner Financing

If you're looking to buy a home in Arizona but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Arizona properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Arizona work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Phoenix, Tucson, Mesa, or anywhere else in Arizona, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.