Owner Financed Homes in Texas
No credit check required. Browse properties in Houston, Dallas, San Antonio, Austin and across Texas with low down payments and flexible terms.
59 properties available in Texas
Subject ToNo Credit Check
$375,000$2,203/mo
4BR Home in Porter — Subject To
Porter, Texas
4 BD2.5 BA1,840 sqft
$45,000 down · $2,203/mo · 8% rateView Details →
Subject ToNo Credit Check
$303,027$1,647/mo
3BR Home in San Antonio — Subject To
San Antonio, Texas
3 BD2 BA1,595 sqft
$30,000 down · $1,647/mo · 8% rateView Details →
Subject ToNo Credit Check
$427,738$2,375/mo
3BR Home in Arcola — Subject To
Arcola, Texas
3 BD2 BA1,670 sqft
$42,000 down · $2,375/mo · 8% rateView Details →
Subject ToNo Credit Check
$415,500$2,400/mo
4BR Home in Killeen — Subject To
Killeen, Texas
4 BD3 BA2,111 sqft
$20,000 down · $2,400/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$192,000Cash Only
3BR Home in Houston — Cash
Houston, Texas
3 BD1 BA975 sqft
Cash Purchase — No FinancingView Details →
Owner FinancedNo Credit Check
$574,900$2,294/mo
5BR Home in Austin — Owner Financed
Austin, Texas
5 BD2.5 BA2,001 sqft
$57,490 down · $2,294/mo · 8% rateView Details →
Subject ToNo Credit Check
$420,000$2,525/mo
5BR Home in Jarrell — Subject To
Jarrell, Texas
5 BD2 BA1,820 sqft
$24,500 down · $2,525/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$159,000Cash Only
3BR Home in Kirbyville — Cash
Kirbyville, Texas
3 BD2 BA1,652 sqft
Cash Purchase — No FinancingView Details →
Subject ToNo Credit Check
$392,065$2,066/mo
3BR Home in San Antonio — Subject To
San Antonio, Texas
3 BD2 BA2,078 sqft
$30,000 down · $2,066/mo · 8% rateView Details →
Subject ToNo Credit Check
$407,444$2,453/mo
3BR Home in Crowley — Subject To
Crowley, Texas
3 BD2 BA1,477 sqft
$30,000 down · $2,453/mo · 8% rateView Details →
Subject ToNo Credit Check
$374,742$2,512/mo
3BR Home in Hutto — Subject To
Hutto, Texas
3 BD2 BA1,232 sqft
$23,500 down · $2,512/mo · 8% rateView Details →
Subject ToNo Credit Check
$344,000$1,400/mo
3BR Home in Converse — Subject To
Converse, Texas
3 BD2 BA1,266 sqft
$30,000 down · $1,400/mo · 8% rateView Details →
Subject ToNo Credit Check
$354,613$1,718/mo
3BR Home in San Antonio — Subject To
San Antonio, Texas
3 BD2 BA1,266 sqft
$32,000 down · $1,718/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$335,000Cash Only
4BR Home in San Antonio — Cash
San Antonio, Texas
4 BD3 BA2,853 sqft
Cash Purchase — No FinancingView Details →
Subject ToNo Credit Check
$446,002$3,074/mo
4BR Home in Pilot Point — Subject To
Pilot Point, Texas
4 BD2 BA2,375 sqft
$35,000 down · $3,074/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$320,000Cash Only
4BR Home in San Antonio — Cash
San Antonio, Texas
4 BD3 BA2,057 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$266,000Cash Only
3BR Home in Stockdale — Cash
Stockdale, Texas
3 BD2 BA1,503 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$275,000Cash Only
3BR Home in Waxahachie — Cash
Waxahachie, Texas
3 BD2 BA1,400 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$750,000Cash Only
0BR Home in Houston — Cash
Houston, Texas
0 BD0 BA0 sqft
Cash Purchase — No FinancingView Details →
Subject ToNo Credit Check
$476,055$2,772/mo
3BR Home in San Antonio — Subject To
San Antonio, Texas
3 BD2 BA1,753 sqft
$53,035 down · $2,772/mo · 8% rateView Details →
Subject ToNo Credit Check
$407,763$1,804/mo
4BR Home in San Antonio — Subject To
San Antonio, Texas
4 BD2 BA1,880 sqft
$32,000 down · $1,804/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$495,999Cash Only
7BR Home in Houston — Cash
Houston, Texas
7 BD4 BA2,356 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$499,999Cash Only
6BR Home in Houston — Cash
Houston, Texas
6 BD4 BA2,156 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$545,000Cash Only
4BR Home in Houston — Cash
Houston, Texas
4 BD5 BA2,100 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$545,000Cash Only
4BR Home in Houston — Cash
Houston, Texas
4 BD5 BA2,110 sqft
Cash Purchase — No FinancingView Details →
Owner FinancedNo Credit Check
$475,000$1,778/mo
4BR Home in Dallas — Owner Financed
Dallas, Texas
4 BD2 BA2,601 sqft
$0 down · $1,778/mo · 8% rateView Details →
Subject ToNo Credit Check
$360,000$2,100/mo
5BR Home in Humble — Subject To
Humble, Texas
5 BD2.5 BA2,788 sqft
$40,000 down · $2,100/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$395,000Cash Only
5BR Home in Granger — Cash
Granger, Texas
5 BD4 BA2,292 sqft
Cash Purchase — No FinancingView Details →
Lease OptionNo Credit Check
$315,000$1,669/mo
4BR Home in San Antonio — Lease Option
San Antonio, Texas
4 BD2 BA2,263 sqft
$0 down · $1,669/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$205,000Cash Only
3BR Home in San Antonio — Cash
San Antonio, Texas
3 BD1 BA1,176 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$1,300,000Cash Only
0BR Home in Silsbee — Cash
Silsbee, Texas
0 BD0 BA0 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$340,000Cash Only
4BR Home in San Antonio — Cash
San Antonio, Texas
4 BD3 BA2,456 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$255,000Cash Only
4BR Home in Smithville — Cash
Smithville, Texas
4 BD2 BA2,128 sqft
Cash Purchase — No FinancingView Details →
Subject ToNo Credit Check
$312,029$2,197/mo
3BR Home in Porter — Subject To
Porter, Texas
3 BD2 BA1,316 sqft
$16,900 down · $2,197/mo · 8% rateView Details →
Subject ToNo Credit Check
$339,000$1,192/mo
3BR Home in Abilene — Subject To
Abilene, Texas
3 BD2.5 BA2,192 sqft
$45,725 down · $1,192/mo · 8% rateView Details →
Subject ToNo Credit Check
$315,407$2,011/mo
3BR Home in San Antonio — Subject To
San Antonio, Texas
3 BD2 BA1,162 sqft
$24,000 down · $2,011/mo · 8% rateView Details →
Owner FinancedNo Credit Check
$1,919,000$10,260/mo
4BR Home in Austin — Owner Financed
Austin, Texas
4 BD4 BA2,515 sqft
$180,000 down · $10,260/mo · 8% rateView Details →
Owner FinancedNo Credit Check
$995,000$4,864/mo
3BR Home in Austin — Owner Financed
Austin, Texas
3 BD3 BA2,118 sqft
$161,250 down · $4,864/mo · 8% rateView Details →
Owner FinancedNo Credit Check
$1,920,000$8,132/mo
6BR Home in Fredericksburg — Owner Financed
Fredericksburg, Texas
6 BD4 BA4,757 sqft
$390,000 down · $8,132/mo · 8% rateView Details →
Owner FinancedNo Credit Check
$965,000$5,235/mo
7BR Home in Pflugerville — Owner Financed
Pflugerville, Texas
7 BD3 BA3,294 sqft
$156,750 down · $5,235/mo · 8% rateView Details →
Subject ToNo Credit Check
$432,453$2,210/mo
4BR Home in Converse — Subject To
Converse, Texas
4 BD3 BA2,609 sqft
$29,000 down · $2,210/mo · 8% rateView Details →
Subject ToNo Credit Check
$415,000$2,530/mo
3BR Home in Galveston — Subject To
Galveston, Texas
3 BD2 BA1,110 sqft
$29,529 down · $2,530/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$439,999Cash Only
4BR Home in Royse City — Cash
Royse City, Texas
4 BD3 BA2,458 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$1,248,000Cash Only
0BR Home in Ben Wheeler — Cash
Ben Wheeler, Texas
0 BD0 BA0 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$135,000Cash Only
0BR Home in West Tawakoni — Cash
West Tawakoni, Texas
0 BD0 BA0 sqft
Cash Purchase — No FinancingView Details →
Owner FinancedNo Credit Check
$349,999$1,500/mo
0BR Home in Ben Wheeler — Owner Financed
Ben Wheeler, Texas
0 BD0 BA0 sqft
$59,999 down · $1,500/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$349,999Cash Only
3BR Home in Canton — Cash
Canton, Texas
3 BD2 BA1,836 sqft
Cash Purchase — No FinancingView Details →
Owner FinancedNo Credit Check
$389,999
4BR Home in Greenville — Owner Financed
Greenville, Texas
4 BD2 BA1,746 sqft
$44,999 down · 8% rateView Details →
Owner FinancedNo Credit Check
$324,999$2,149/mo
0BR Home in Royse City — Owner Financed
Royse City, Texas
0 BD0 BA0 sqft
$34,999 down · $2,149/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$254,999Cash Only
0BR Home in Royse City — Cash
Royse City, Texas
0 BD0 BA0 sqft
Cash Purchase — No FinancingView Details →
Owner FinancedNo Credit Check
$1,299,999$5,870/mo
0BR Home in Scurry — Owner Financed
Scurry, Texas
0 BD0 BA0 sqft
$409,999 down · $5,870/mo · 8% rateView Details →
Subject ToNo Credit Check
$495,619$2,365/mo
4BR Home in Northlake — Subject To
Northlake, Texas
4 BD2 BA2,185 sqft
$23,000 down · $2,365/mo · 8% rateView Details →
Subject ToNo Credit Check
$605,000$2,882/mo
3BR Home in Austin — Subject To
Austin, Texas
3 BD2.5 BA1,720 sqft
$65,000 down · $2,882/mo · 8% rateView Details →
Owner FinancedNo Credit Check
$399,999$1,800/mo
0BR Home in Royse City — Owner Financed
Royse City, Texas
0 BD0 BA0 sqft
$210,000 down · $1,800/mo · 8% rateView Details →
Owner FinancedNo Credit Check
$979,000$4,200/mo
5BR Home in Forney — Owner Financed
Forney, Texas
5 BD5 BA4,734 sqft
$319,000 down · $4,200/mo · 8% rateView Details →
Owner FinancedNo Credit Check
$525,000$2,800/mo
5BR Home in Royse City — Owner Financed
Royse City, Texas
5 BD4 BA3,194 sqft
$0 down · $2,800/mo · 8% rateView Details →
Cash PurchaseNo Credit Check
$499,000Cash Only
3BR Home in Bastrop — Cash
Bastrop, Texas
3 BD2 BA1,054 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$349,000Cash Only
6BR Home in Texarkana — Cash
Texarkana, Texas
6 BD4 BA6,661 sqft
Cash Purchase — No FinancingView Details →
Cash PurchaseNo Credit Check
$140,000Cash Only
3BR Home in Mineral Wells — Cash
Mineral Wells, Texas
3 BD2 BA1,426 sqft
Cash Purchase — No FinancingView Details →
Buying a Home in Texas with Owner Financing
If you're looking to buy a home in Texas but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Texas properties are available with no credit check and down payments starting as low as $10,000.
Owner financed homes in Texas work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.
Whether you're in Houston, Dallas, San Antonio, Austin, or anywhere else in Texas, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.