Owner Financed Homes in Florida

No credit check required. Browse properties in Jacksonville, Miami, Tampa, Orlando and across Florida with low down payments and flexible terms.

19 properties available in Florida

3BR Home in Jacksonville — Subject To
Subject ToNo Credit Check
$385,000$1,471/mo

3BR Home in Jacksonville — Subject To

Jacksonville, Florida
3 BD2 BA1,737 sqft
$40,000 down · $1,471/mo · 8% rateView Details →
0BR Home in Thonotosassa — Cash
Cash PurchaseNo Credit Check
$284,900Cash Only

0BR Home in Thonotosassa — Cash

Thonotosassa, Florida
0 BD0 BA0 sqft
Cash Purchase — No FinancingView Details →
2BR Home in Holiday — Cash
Cash PurchaseNo Credit Check
$312,000Cash Only

2BR Home in Holiday — Cash

Holiday, Florida
2 BD2 BA1,310 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Citra — Cash
Cash PurchaseNo Credit Check
$277,000Cash Only

3BR Home in Citra — Cash

Citra, Florida
3 BD1 BA924 sqft
Cash Purchase — No FinancingView Details →
6BR Home in Deland — Cash
Cash PurchaseNo Credit Check
$439,000Cash Only

6BR Home in Deland — Cash

Deland, Florida
6 BD3 BA3,182 sqft
Cash Purchase — No FinancingView Details →
6BR Home in Jacksonville — Cash
Cash PurchaseNo Credit Check
$407,000Cash Only

6BR Home in Jacksonville — Cash

Jacksonville, Florida
6 BD3 BA2,533 sqft
Cash Purchase — No FinancingView Details →
4BR Home in Zephyrhills — Owner Financed
Owner FinancedNo Credit Check
$465,000$2,750/mo

4BR Home in Zephyrhills — Owner Financed

Zephyrhills, Florida
4 BD2 BA1,405 sqft
$20,000 down · $2,750/mo · 8% rateView Details →
4BR Home in Haines City — Lease Option
Lease OptionNo Credit Check
$468,000$3,100/mo

4BR Home in Haines City — Lease Option

Haines City, Florida
4 BD2.5 BA2,480 sqft
$0 down · $3,100/mo · 8% rateView Details →
3BR Home in Spring Hill — Cash
Cash PurchaseNo Credit Check
$359,900Cash Only

3BR Home in Spring Hill — Cash

Spring Hill, Florida
3 BD2 BA1,230 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Lakes — Subject To
Subject ToNo Credit Check
$507,000$1,927/mo

3BR Home in Lakes — Subject To

Lakes, Florida
3 BD2 BA2,596 sqft
$45,000 down · $1,927/mo · 8% rateView Details →
4BR Home in Gainesville — Owner Financed
Owner FinancedNo Credit Check
$405,000$1,691/mo

4BR Home in Gainesville — Owner Financed

Gainesville, Florida
4 BD2 BA1,548 sqft
$54,000 down · $1,691/mo · 8% rateView Details →
4BR Home in Haines City — Cash
Cash PurchaseNo Credit Check
$435,700Cash Only

4BR Home in Haines City — Cash

Haines City, Florida
4 BD3 BA2,362 sqft
Cash Purchase — No FinancingView Details →
2BR Home in Panama City — Cash
Cash PurchaseNo Credit Check
$240,000Cash Only

2BR Home in Panama City — Cash

Panama City, Florida
2 BD1 BA792 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Panama City Beach — Cash
Cash PurchaseNo Credit Check
$520,000Cash Only

3BR Home in Panama City Beach — Cash

Panama City Beach, Florida
3 BD2 BA1,296 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Spring Hill — Cash
Cash PurchaseNo Credit Check
$425,000Cash Only

3BR Home in Spring Hill — Cash

Spring Hill, Florida
3 BD2 BA1,666 sqft
Cash Purchase — No FinancingView Details →
4BR Home in Kissimmee — Subject To
Subject ToNo Credit Check
$344,211$1,742/mo

4BR Home in Kissimmee — Subject To

Kissimmee, Florida
4 BD2 BA1,637 sqft
$39,900 down · $1,742/mo · 8% rateView Details →
3BR Home in Englewood — Cash
Cash PurchaseNo Credit Check
$355,000Cash Only

3BR Home in Englewood — Cash

Englewood, Florida
3 BD1 BA1,198 sqft
Cash Purchase — No FinancingView Details →
4BR Home in North Fort Myers — Cash
Cash PurchaseNo Credit Check
$415,000Cash Only

4BR Home in North Fort Myers — Cash

North Fort Myers, Florida
4 BD2 BA2,043 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Tampa — Cash
Cash PurchaseNo Credit Check
$513,000Cash Only

3BR Home in Tampa — Cash

Tampa, Florida
3 BD2 BA1,815 sqft
Cash Purchase — No FinancingView Details →

Buying a Home in Florida with Owner Financing

If you're looking to buy a home in Florida but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Florida properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Florida work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Jacksonville, Miami, Tampa, Orlando, or anywhere else in Florida, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.