Owner Financed Homes in Georgia

No credit check required. Browse properties in Atlanta, Savannah, Augusta and across Georgia with low down payments and flexible terms.

11 properties available in Georgia

4BR Home in Jonesboro — Subject To
Subject ToNo Credit Check
$450,820$2,233/mo

4BR Home in Jonesboro — Subject To

Jonesboro, Georgia
4 BD3 BA2,570 sqft
$44,000 down · $2,233/mo · 8% rateView Details →
3BR Home in Milledgeville — Cash
Cash PurchaseNo Credit Check
$425,000Cash Only

3BR Home in Milledgeville — Cash

Milledgeville, Georgia
3 BD4 BA3,549 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Macon — Cash
Cash PurchaseNo Credit Check
$223,000Cash Only

3BR Home in Macon — Cash

Macon, Georgia
3 BD2 BA1,216 sqft
Cash Purchase — No FinancingView Details →
2BR Home in Atlanta — Subject To
Subject ToNo Credit Check
$445,717$2,814/mo

2BR Home in Atlanta — Subject To

Atlanta, Georgia
2 BD2 BA1,000 sqft
$25,000 down · $2,814/mo · 8% rateView Details →
1BR Home in Atlanta — Owner Financed
Owner FinancedNo Credit Check
$285,000$2,736/mo

1BR Home in Atlanta — Owner Financed

Atlanta, Georgia
1 BD1 BA650 sqft
$20,000 down · $2,736/mo · 8% rateView Details →
5BR Home in Bloomingdale — Subject To
Subject ToNo Credit Check
$511,000$2,700/mo

5BR Home in Bloomingdale — Subject To

Bloomingdale, Georgia
5 BD3 BA2,400 sqft
$20,000 down · $2,700/mo · 8% rateView Details →
3BR Home in Rome — Owner Financed
Owner FinancedNo Credit Check
$340,000$1,467/mo

3BR Home in Rome — Owner Financed

Rome, Georgia
3 BD2 BA1,320 sqft
$35,000 down · $1,467/mo · 8% rateView Details →
4BR Home in Acworth — Subject To
Subject ToNo Credit Check
$596,391$3,481/mo

4BR Home in Acworth — Subject To

Acworth, Georgia
4 BD3 BA2,576 sqft
$65,000 down · $3,481/mo · 8% rateView Details →
3BR Home in Decatur — Cash
Cash PurchaseNo Credit Check
$280,000Cash Only

3BR Home in Decatur — Cash

Decatur, Georgia
3 BD2.5 BA1,865 sqft
Cash Purchase — No FinancingView Details →
5BR Home in Marietta — Owner Financed
Owner FinancedNo Credit Check
$744,400$3,238/mo

5BR Home in Marietta — Owner Financed

Marietta, Georgia
5 BD4 BA3,270 sqft
$67,000 down · $3,238/mo · 8% rateView Details →
2BR Home in Rossville — Subject To
Subject ToNo Credit Check
$278,000$1,130/mo

2BR Home in Rossville — Subject To

Rossville, Georgia
2 BD1 BA840 sqft
$18,000 down · $1,130/mo · 8% rateView Details →

Buying a Home in Georgia with Owner Financing

If you're looking to buy a home in Georgia but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Georgia properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Georgia work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Atlanta, Savannah, Augusta, or anywhere else in Georgia, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.