Owner Financed Homes in Michigan

No credit check required. Browse properties in Detroit, Grand Rapids, Ann Arbor and across Michigan with low down payments and flexible terms.

12 properties available in Michigan

3BR Home in Detroit — Cash
Cash PurchaseNo Credit Check
$183,000Cash Only

3BR Home in Detroit — Cash

Detroit, Michigan
3 BD1 BA918 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Detroit — Cash
Cash PurchaseNo Credit Check
$149,000Cash Only

3BR Home in Detroit — Cash

Detroit, Michigan
3 BD1 BA915 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Lansing — Cash
Cash PurchaseNo Credit Check
$174,000Cash Only

3BR Home in Lansing — Cash

Lansing, Michigan
3 BD1 BA960 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Detroit — Owner Financed
Owner FinancedNo Credit Check
$170,000$718/mo

3BR Home in Detroit — Owner Financed

Detroit, Michigan
3 BD1 BA1,206 sqft
$12,500 down · $718/mo · 8% rateView Details →
4BR Home in Detroit — Cash
Cash PurchaseNo Credit Check
$183,000Cash Only

4BR Home in Detroit — Cash

Detroit, Michigan
4 BD2 BA1,435 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Flint — Cash
Cash PurchaseNo Credit Check
$161,900Cash Only

3BR Home in Flint — Cash

Flint, Michigan
3 BD1 BA1,174 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Detroit — Cash
Cash PurchaseNo Credit Check
$180,000Cash Only

3BR Home in Detroit — Cash

Detroit, Michigan
3 BD1 BA1,400 sqft
Cash Purchase — No FinancingView Details →
4BR Home in Detroit — Cash
Cash PurchaseNo Credit Check
$202,000Cash Only

4BR Home in Detroit — Cash

Detroit, Michigan
4 BD2 BA1,928 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Detroit — Cash
Cash PurchaseNo Credit Check
$197,900Cash Only

3BR Home in Detroit — Cash

Detroit, Michigan
3 BD1 BA996 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Detroit — Cash
Cash PurchaseNo Credit Check
$170,000Cash Only

3BR Home in Detroit — Cash

Detroit, Michigan
3 BD1 BA1,045 sqft
Cash Purchase — No FinancingView Details →
7BR Home in Dowagiac — Cash
Cash PurchaseNo Credit Check
$684,500Cash Only

7BR Home in Dowagiac — Cash

Dowagiac, Michigan
7 BD6 BA6,250 sqft
Cash Purchase — No FinancingView Details →
3BR Home in Detroit — Cash
Cash PurchaseNo Credit Check
$165,000Cash Only

3BR Home in Detroit — Cash

Detroit, Michigan
3 BD1 BA964 sqft
Cash Purchase — No FinancingView Details →

Buying a Home in Michigan with Owner Financing

If you're looking to buy a home in Michigan but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Michigan properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Michigan work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Detroit, Grand Rapids, Ann Arbor, or anywhere else in Michigan, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.