Owner Financed Homes in Virginia

No credit check required. Browse properties in Virginia Beach, Richmond, Norfolk and across Virginia with low down payments and flexible terms.

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Buying a Home in Virginia with Owner Financing

If you're looking to buy a home in Virginia but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Virginia properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Virginia work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Virginia Beach, Richmond, Norfolk, or anywhere else in Virginia, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.